Quoting - Proinsagent

Internal Intranet: Authorized Agent Access Only

Direct Underwriting & Training Repository

TLS 256-bit Encrypted

PORTAL v4.2

Proinsagent Internal Directory

Underwriting Webforms & Quoting Engines

Direct authenticated submission gateways for licensed agency producers. Select a line of authority or query by system routing code to initiate a secure rating session.

Encrypted Routing Node

Displaying: 9 active underwriting formsSLA times updated every 15 min

UW-CGL-4012-4 Hours SLA

Commercial General Liability (CGL)

Revenue up to $15M • Max 5 Locations

Underwriting Prerequisites:

3-Year Loss Runs, ACORD 125/126, Financial Summary

Minimum Premium:$1,200

Direct Bind

Launch Form

UW-PROP-209Same-Day SLA

Commercial Property & Inland Marine

TIV up to $25M • Masonry Non-Combustible

Underwriting Prerequisites:

SOV Schedule, COPE Data Sheet, ACORD 140

Minimum Premium:$2,500

Direct Bind

Launch Form

UW-AUTO-3124-6 Hours SLA

Business Auto & Commercial Fleet

Fleets 1 to 45 Units • Clean MVRs

Underwriting Prerequisites:

Driver Schedule, VIN Registry, ACORD 127/137

Minimum Premium:$3,000

Direct Bind

Launch Form

UW-WC-10524-Hour SLA

Workers' Compensation & Employer Liability

Payroll up to $8M • E-Mod < 1.35

Underwriting Prerequisites:

Current Mod Worksheet, Payroll Audit, ACORD 130

Minimum Premium:$1,800

Direct Bind

Launch Form

UW-PERS-101Instant Auto-Rate

High-Value Homeowners (HO-3 / HO-5)

Coverage A $750K – $5M • Gated/Monitored

Underwriting Prerequisites:

4-Point Inspection, Roof Certification, Clue Report

Minimum Premium:$1,450

Direct Bind

Launch Form

UW-PERS-204Instant Auto-Rate

Personal Auto & Excess Umbrella

Up to 5 Operators • Primary Liability $500k CSL

Underwriting Prerequisites:

Driver Records, Vehicle Telematics, Prior Dec Page

Minimum Premium:$850

Direct Bind

Launch Form

UW-SPEC-8082-3 Hours SLA

Cyber Liability & Data Breach Response

Aggregated Records < 500k • MFA Mandatory

Underwriting Prerequisites:

Cyber Security Questionnaire, Backup Verification

Minimum Premium:$1,100

Direct Bind

Launch Form

UW-SPEC-91524-48 Hours SLA

Directors & Officers (D&O) / E&O

Privately Held • Assets under $50M

Underwriting Prerequisites:

Audited Financials, Cap Table, Past Claim History

Minimum Premium:$2,200

Direct Bind

Launch Form

UW-SPEC-72012-24 Hours SLA

Excess Casualty & Umbrella Layer

Limits up to $25M • Underlying A- VIII Rated

Underwriting Prerequisites:

Schedule of Underlying Policies, Loss Summaries

Minimum Premium:$4,500

Direct Bind

Launch Form

All bind submissions require verified agent authority and completed ACORD documentation.

View Submission Training Docs →

Internal Compliance ProtocolREF: PR-VERIF-2025-Q2STATUS: ACTIVE MANDATE

Binding Authority & Verification Rules

All authorized insurance producers must review and acknowledge statutory threshold restrictions prior to transmitting binding webforms. Failure to execute within authorized parameters invalidates instant binding clearance.

Acknowledged: 0 / 3 Criteria

VAL-LIM-01SYS-AUTH-7729

Binding Authority Monetary Limits

Financial Exposure Threshold

Standard Directive$1,000,000 Single Occurrence

Cutoff / Constraint:Immediate Auto-Decline above $2.5M

Surplus lines excess binding requires supervisory underwriter countersignature before issuance.

VAL-DOC-04SYS-DOC-1084

Mandatory Document Criteria

Evidence Verification

Standard Directive100% Signed Application & Loss Runs

Cutoff / Constraint:Prior to Quote Finalization

5-year hard copy loss runs verified. Digital insured signature must match state licensing records.

VAL-CUT-09SYS-TIM-4402

Underwriting Cutoff Windows

Operational Timeframe

Standard Directive17:00 Local Agency Time

Cutoff / Constraint:Strict T+0 Ledger Reconciliation

Same-day effective dates cannot be submitted post-cutoff. Automatic rollover to next business cycle.

All bind requests are cryptographically audited and timestamped against agency licensing IDs.

View Binding Guidelines